Un formulario es una lista de medicamentos cubiertos por su plan. This list is made by doctors and pharmacists after reviewing clinical studies. Evalúan qué medicamentos son los más seguros y efectivos y maximizan el ahorro de costos. The formulary has a range of generic and brand-name drugs (see below for descriptions) that have been approved by the US Food and Drug Administration (FDA). The formulary applies to prescription drugs that are dispensed in retail pharmacies and those delivered to your home through a home delivery pharmacy. Si algún medicamento no se encuentra en nuestro formulario, puede tener una o más alternativas aprobadas por la FDA que están cubiertas por su plan de medicamentos.
Review our list of covered drugs to check the formulary status of a drug.
The FDA approves both brand-name and generic drugs. Generic drugs have the same active ingredients, dosage form and strength, and must be absorbed in the body the same way as brand-name drugs.
Generic drugs can be classified as single source or multiple source.
Single Source Generics
These include brand-name drugs that are going off patent and a single manufacturer has exclusive rights to make the drug for a period of time.
Multiple Source Generics
These drugs are defined by the Centers for Medicare and Medicaid Services (CMS) as products with three or more versions of the product related therapeutically equal (A–rated) no matter what the ratings of other versions (B–rated) and at least three suppliers are listed in the current editions of published national compendia.
Medicamentos de marca
Un medicamento de marca es el nombre comercial bajo el cual se promociona y vende un medicamento. A new drug is protected by a patent, so only one manufacturer can make it. For this reason, brand-name drugs most often cost more than generic drugs. Once a patent runs out, other companies may make a generic equal.